In the Duma proposed a new initiative to reduce mortgage burden on young families – “children’s housing deduction”, by which at the birth of a child, the state will assume part of the mortgage debt. It is reported by “Rossiyskaya Gazeta”.

The idea was voiced by the head of the Duma Committee on social policy Olga batalina, citing an unnamed “experts”. In the article, WP is not given any specific figures deductions, or schemes. Not clear which budget items amid a total of sequestration is expected to make these payments. Also did not specify at what stage of consideration is the bill. The publication felt that “the birth of each subsequent child will allow the family to substantially reduce the cost of mortgage credit”.

In addition, batalina has offered to help the young families in solving the housing problem through the creation of housing construction cooperatives with the participation of large enterprises and organizations and the construction of rental housing.

In the public chamber, commenting on the initiative, reminded that the improvement of housing conditions it is possible to spend maternity capital, but these funds are not always enough. So the deduction is, if the authorities decide, and expand the possibilities.

“Kommersant” reminds that in January the Pension Fund has returned to shareholders in cooperatives the right to repay housing loans at the expense of means of the parent capital, which he himself selected at the end of December. However, such generosity may lead to increased costs for the pension office.




In the Duma proposed to forgive part of the mortgage debt after the baby is born 27.03.2016

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