The Bank of Russia from October 5, on the basis of article 20 of the Federal law “On banks and banking activities” withdrew the license for banking operations of the Moscow Bank “Aymanibank”. “Aymanibank” appointed a temporary administration.
Aymanibank in the second quarter of 2016 took the 144-th place by assets among Russian banks in the ranking “Interfax-100″. It is noteworthy that after the revocation of the “Imagebank” in Russia there are exactly 600 credit organizations.
This decision, as reported by the press service of the Central Bank, taken in connection with default by the credit organisation of the Federal laws regulating Bank activity, and statutory acts of Bank of Russia, the value of adequacy of own funds (capital) below two percent, decreased the amount of own funds (capital) below the minimum capital specified on the date of state registration of credit organizations.
Placing funds in assets of poor quality “Aymanibank” inadequately assessed in connection with these risks. Dosoznanie reserves in the required amounts led to a complete loss of equity (capital). Managers and owners of the credit institution did not take effective measures to normalize its activities.
“Aymanibank” has been disconnected from system of Bank electronic urgent payments of the Bank of Russia (BESP) September 22. In addition, on 19 September, the Bank suspended the reception and replenishment of deposits of physical persons.
Earlier, the Chairman of the Board of Directors “Amanbank” Alexander Kashapov explained that the problem of Bank due to the revocation of the license of the “Finprombank” (lists of shareholders of both banks overlap).
“Aymanibank” – the participant of system of insurance of contributions. Revocation of license for Bank operations is the insured event provided for by the law on insurance of deposits of individuals in banks of the Russian Federation.
The law provides payment of insurance compensation to depositors of the Bank, including individual entrepreneurs, in the amount of 100% of the remaining balance, but not more than 1,4 million rubles in aggregate per depositor.
According to statements by total assets “Aymanibank” on 1 September 2016, took the 150-th place in the banking system of the Russian Federation.