The Agency on insurance of contributions (ASV) has decided to introduce accreditation of collectors for collection under the Agency scheme debt individuals failed banks, the newspaper “Kommersant” with reference to market participants. The Agency confirmed that announced the competitive selection of organizations carrying out activity directed on repayment of credits of natural persons, in order of their accreditation.
Such accreditation of collection companies to work with ASV – ordinary procedure, but the requirements that must be met for claimants to participate in the competition, caused in many bewilderment.
“The conditions of competition are significantly higher than the legislative requirements to participants of the state register of collection agencies, – told the publication Director of the National Association of collection agencies Boris Voronin.- To fit only five or six major players.”
According to experts, the most meaningless look criteria in terms of net assets (25 million rubles is designated by law for the recovery of debts of physical persons (230-FZ) of 10 million) number of employees (not less than 300 people) and have experience with state-owned banks.
These figures say nothing about the stability and efficiency of the company and is designed to limit competition and narrow the circle admitted. Market participants are already preparing the appropriate appeal to the antitrust authorities.
This is not the first attempt by the DIA to work with the collectors to transfer to the recovery of debts of bankrupt banks, reminds “Kommersant”. In 2006, the accredited company “Sequoia Credit consolidation”, however, cooperation has not begun.
Partner “Ourpartner” Alexander Fedorov explains, before the DIA was not absolutely necessary to attract collectors because they were collecting debts in a judicial procedure through an accredited law firm. But to recover large amounts of debt to individuals in this way is inefficient, so in terms of mass reviews licenses of ASV realized that the recovery forces of the reservoirs faster and cheaper.
At the end of June this year, the DIA has pursued bankruptcy proceedings against 295 of the credit institutions, in 22 was forced liquidation. Just as a corporate bankruptcy Trustee (liquidator) the Agency carried out liquidation procedures in 596 banks.