The leadership of the Central Bank and the interim administration “FC Opening” trying to slow the outflow of funds from the distressed Bank, urging customers to return recalled from credit institutions money or not to pick up those that are still in the accounts. About this newspaper “Vedomosti” , citing several sources.
According to them, the Chairman of the Central Bank Vasily Pozdyshev Deputy head of the interim administration Anna Orlenko call major clients or send them letters. They offer “to consider the possibility of continue cooperation with the Bank” and place available funds. In return, the representatives of the Central Bank promise to “ensure the sustainability” of the Bank and “further development”.
In CBR this information is confirmed. The representative of the Governor said that the Central Bank started to contact the largest customers of “Opening” soon after entering the Bank temporary administration.
Managing Director of “FC Opening” Alexander Dmitriev said that these efforts have already yielded some fruit. According to him, in the segment of legal entities, the Bank managed more than three times to slow the outflow. This happened due to the restoration of cooperation with the existing customers and also due to the return of the departed.
Experts have seen in the actions of the Central Bank signs of violation of competition
“Vedomosti” noted that experts are shocked by such behavior of the Central Bank. Former first Deputy Chairman of Bank of Russia Sergey Aleksashenko saw in the actions of the regulator the signs of violation of competition. According to the law the main function of the Central Bank and the interim administration – the establishment of the real situation in the Bank, and it turns out that the regulator promotes the interests of one of participants of the market agree with him, another expert – partner Tertychny Agabalyan Ivan tertychnyy.
At the same time, the former first Deputy Chairman of the Central Bank, member of the Board of Directors “Safmar financial investments” Oleg Vyugin said that the Central Bank plays the role of regulator and owner of the “FC Opening”, so he is entitled to give clients a guarantee of safety of funds.
Central Bank announced on reorganization of “Opening” on August 29. The Bank became the first undergoing financial rehabilitation under the new scheme – with the participation of the Fund the consolidation of the banking sector. While the Central Bank becomes the main shareholder, the mechanism of bail-in (the conversion of funds of lenders in the Bank’s shares) does not apply, the moratorium on satisfaction of requirements of creditors is entered.
It was reported that in July the company with state participation was taken from the “Discovery” almost 111 billion rubles, private companies – 209 billion. The deposits of physical persons in Bank accounts for the month decreased by 7.2% to 467 billion rubles. The outflow of client funds was offset by borrowed funds CBR.
In August customers of the Bank “FC Opening” was taken from credit institutions by almost 300 billion rubles, but this outflow is more than twice were blocked by the Bank due to attracting funds, the Central Bank of the Russian Federation, informed “Interfax”.
1 September CBR estimated the need for recapitalization of the group “discovery” in the 250-400 billion.
September 24, the interim administration “FC Opening” blocked funds from the personal accounts of top managers of the Bank, branch managers and accountants and regional managers. Funds should go to the recapitalization of the Bank.
Earlier, the head of the Central Bank Elvira Nabiullina promised to appeal the payment of dividends to the shareholders of the reorganized Bank “Opening” in the first half. According to her, it can be regarded as the withdrawal of assets from the Bank. The displeasure of the regulator caused by the fact that the leaders of “Discovery” has written himself annual bonuses at the level of previous years, despite the plight of the Bank.